Credit Repair Services
Comprehensive, legally compliant dispute strategies tailored to your credit profile. Track every dispute in real time through our secure client portal and mobile app.
Included Customer-Facing Benefits
Our client portal and mobile app keep you completely informed and in control at every step.
3-Bureau Aggressive Disputes
We audit and challenge inaccurate, unverified, and derogatory items simultaneously across Experian, Equifax, and TransUnion using FCRA laws.
- Unlimited monthly disputes
- Direct bureau correspondence
- 609 & 611 dispute letters
- Removal verification tracking
Collection & Creditor Audits
Collection agencies often lack required documentation. We force debt collectors to validate debt or delete the account permanently.
- Debt validation letters
- FDCPA compliance checks
- Pay-for-delete negotiation
- Medical bill clearance
Primary & Authorized Tradelines
Supercharge your credit age and payment history by adding high-limit seasoned primary and authorized user tradelines.
- Low credit utilization ratio
- 10+ years credit age boost
- Fast 15-30 day posting
- Report placement assistance
Inquiry Deletion & Cleaning
Too many hard inquiries signal high risk to lenders. We scrub unverified hard inquiries to boost your credit approval odds immediately.
- Auto loan inquiry removal
- Credit card inquiry removal
- 24-48 hour fast disputes
- Score optimization
Late Payment Removal
Even one 30-day late payment can drop your score by up to 100 points. We use Goodwill adjustment letters and technical error disputes.
- Mortgage late payment disputes
- Auto loan late clearance
- Goodwill letter campaigns
- Historical payment correction
Public Records & Bankruptcy
We challenge court record reporting errors on bankruptcies, foreclosures, tax liens, and civil judgments for a clean slate.
- Chapter 7 & 13 audit
- Foreclosure challenge
- Tax lien verification
- Public record deletion
Not Sure Which Service Fits Your Profile?
Get a completely free 3-bureau credit review and custom action plan with one of our certified specialists.